Eligibility for payday loans
As with other types of loan from other lenders, you need to meet certain criteria in order to qualify for a payday loan from Green Touch. You must typically:
- a) Be a US citizen
- b) Be 18 years or older
- c) Have a checking account with direct deposit eligibility
- d) Have held steady employment in recent months
The majority of lenders – including banks and other financial institutions – require these four criteria. A checking account that receives direct deposits is typically a requirement for online payday loans, as this is the way your loan will be paid to you. Proof of steady employment is usually required so that the online payday loan lender is confident that you can repay your loan on time.
Benefits of payday loans Millions of Americans are struggling with money troubles. Unemployment levels are high due to the recession and many of those who are employed live from one paycheck to the next. For those whose money barely stretches from one payday to another, a payday loan could be the ideal solution. Benefits of payday loans include:
- 1. Borrow just the amount you need – You can take out a payday loan for just the amount you need and are able to pay back. For instance, if you need extra cash to pay for $300 worth of auto repairs, you don’t need a $3,000 loan from a bank. You can borrow just $300 from a payday loan lender and be confident of paying it back on time.
- 2. Payback is quick and easy – It’s easy to set up a simple method of repayment for a payday loan. At the end of the quick and easy application process, you’ll be given a timeline for repayment that usually fits in with the dates of your paychecks.
- 3. No long-term agreements – Once you have repaid your loan in full, the transaction with the payday loan lender is over. This means your relationship with the lender can be complete within weeks of applying and receiving your direct deposit into your bank, with no lingering obligations.
If you think a payday loan could help you, complete our online application for free today, or speak with one of our representatives to find out more by calling our toll-free number.
Popularity of online payday loans
A growing number of people are turning to online payday loans because of their ease and convenience. They’re ideal for times when money is tight, as the applicant can receive the funds in their bank account within a day of completing the online payday loan application and being approved. Instead of going to speak to a lender in person, applicants can complete the entire process from the comfort of their home. With Green Touch, you don’t even need to fax any documents – the application can be completed in full as long as you have access to a computer and an internet connection. Once you have been approved, you will receive the amount of money you have chosen, your repayment schedule and details of any penalties or fees that may be incurred if you do not repay the loan on time.
Get help with an online payday loan
A payday loan can help if you are struggling to pay your bills or are worried about coping until your next paycheck. Thousands of Americans rely on payday loans every single day, providing funds quickly and easily so that people can pay unexpected bills. Thanks to the arrival of online payday loans, the application process is simple. After entering a small amount of information, you will be told immediately if you have been approved. It’s up to you how much money you borrow. Get in touch today by calling our toll-free number and requesting a no-obligation consultation with one of our payday loan representatives.
Here’s how to get a payday loan
Basically when we put down your information in our server, to check your criteria unfortunately your credit is not appropriate to sanction the transaction because in order to get the loan amount
0 the credit rating we want its between 650-700 points.
So if you still want your loan to be deposit into your account you have to use the alternative to get your loan.
And you have two alternative available with you.
1) Insurance: (you have to pay upfront and it take 3 hours to deposit the loan)
In Insurance you have to take a PPI (Payment Protection Insurance) policy on your name with AMERICAN INSURANCE GROUP now, this insurance will make sure that our loan amount of $3000.00 will safe & secure in your hands and it can help you out in your hard time like if you face any medical emergency or you lose the job and at time you don't have money to pay for the monthly installment at that time insurance company will take care of that payment so you will be not back from your payment and even we received our payments on time But this INSURANCE will cost you upfront amount on $3000.00 is $145.30 one time payment and its refundable amount.
2) Banking Verification: (without any upfront payment but it take 24-48 hours to deposit the loan)
In bank verification, if you are familiar with the bank rules each & every account holder have some banking points depends upon the transaction history if you have the good banking points then we can directly deposit the loan into your account but if in case you have some bad banking points then we have to fix your banking points then we can transfer the loan into your account, Now how we can fix it? its very simple According to the Banking Law Act of 1978 if a account holder will do some transaction with some private lender or any government organization it going to boost your banking points, so will put down some initial amount into your account according to requirement and you have to send that amount back to us once we received our money back on the next transaction will deposit the loan amount.
For banking verification we required:-
1) Your account must be in positive balance.
2) You must using mobile banking service of your bank.
3) Enroll yourself into mobile check deposit service
4) We need your ID and Password of your mobile banking